Affordable Benefits. Smarter Business.
New Journe helps employers, brokers, and individuals control healthcare costs while protecting employees from high out-of-pocket expenses — with innovative, compliant benefit strategies.
The Problem
The Healthcare System Isn’t Working for Anyone.
Rising premiums and out-of-pocket costs are leaving employers, employees, and brokers stuck in a broken system.
America doesn’t have a healthcare system. We have a sick care system.
Former Louisiana State Senator
Most traditional plans are designed for reactive care — waiting until people are already sick. But when employees avoid the doctor because of high deductibles and co-insurance, small problems become expensive ones. Employers pay more, employees stay unhealthy, and brokers lose leverage.
Employer Pain Points
- Healthcare costs climb every year.
- Traditional plans force trade-offs between affordability & competitiveness.
- Compliance risks and complexity add stress.
Employee Pain Points
- Deductibles & co-insurance make “covered” care unaffordable.
- Families avoid care because of cost.
- Surprise bills erode trust.
Broker Pain Points
- Clients demand savings but carriers limit options.
- Hard to compete against “big box” firms.
- Traditional products don’t solve long-term issues.
MISSION
Why We Started New Journe
We saw too many businesses trapped in the same impossible choice: offer health benefits employees can’t afford to use, or cut back and risk losing top talent. That didn’t sit right with us.
At New Journe, we believe healthcare should be proactive, not reactive. Our solutions make it possible for employees to access care when they need it — without fear of financial hardship — while helping employers and brokers achieve real, measurable savings.
The Solution
Smarter Benefits. Real Savings. Healthier Outcomes.
New Journe partners with innovative providers to design benefit strategies that reduce out-of-pocket exposure, lower employer costs, and support long-term employee well-being.
Flagship
Debt-Free Health Plan
Our signature design reimburses deductibles, offsets co-insurance, and shields employees from large expenses. Built with partners like Redirect Health, Fenyx Health MSA, Amaze Health, and Lifeguides.
Health & Wellness
Proactive health programs and lifestyle support that improve satisfaction and reduce costly claims.
Insurance Agency
Access to traditional insurance and supplemental coverage options to round out your benefits.
Savings-Based Solutions
Tax-advantaged programs like Section 125 and SIMRP structures that cut payroll taxes and increase employee take-home pay.
Who We Help
Built for Every Part of the Benefits Equation
We design benefits that balance the needs of employers, employees, and brokers — creating affordable healthcare that works for everyone.
Employers & Business Owners
Lower Costs. Higher Satisfaction.
Reduce spend, reimburse employees, and boost retention with benefits people can afford.
- Save 20–40% vs. traditional plans
- Boost employee satisfaction & loyalty
- Stay compliant with IRS, ERISA, ACA
Brokers & Agencies
Stand Out. Grow Your Business.
Differentiate in a crowded market with innovative plan designs.
- Access exclusive plan designs
- Unlock new revenue streams & overrides
- Deliver real savings for clients
Individuals & Families
Affordable Coverage Without the Burden.
Our plans reduce deductibles, offset co-insurance, and protect families from large bills.
- Group-style benefits for 1099s & families
- GAP & supplemental coverage
- Affordable peace of mind
Case Studies
Real Employers. Real Savings.
From small teams to larger groups, our clients save thousands each year while improving benefits employees can actually use.
How It Works
A Simple, Proven Process.
Getting started with New Journe is quick and straightforward. In just three steps, we assess your needs, design a custom strategy, and launch a plan that saves money while improving benefits.
1
Book a Consultation
We assess your workforce & current spend.
2
Get Your Custom Strategy
Tailored plan using DFHP framework & partner solutions.
3
Launch & Save
Employees gain affordable access, employers cut costs, brokers win clients.
Partnerships
Trusted Solutions. Proven Partners.
We collaborate with leading healthcare innovators to deliver results you can count on.
Ready to Lower Costs & Transform Your Benefits?
Let’s build a healthcare strategy that works for your business, your employees, and your bottom line.